There's Opportunity Here
Bank your way with our variety of deposit accounts and choose the accounts that best suit your unique needs.
Seize the opportunity and earn a great rate with Cadence Bank’s trio of deposit accounts. Whether you prefer the convenience of Performance Checking, the growth of Money Market Select or the security of a CD (Certificate of Deposit), all three offer competitive rates.
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Performance Checking1
On a balance of $30,000 or less.
Money Market Select2
When you open a new Money Market Select account with $25,000 or more in non-Cadence funds AND have or open a Cadence Bank Performance Checking account.
8-Month CD (Certificate of Deposit)3
When you open a new CD with $25,000 or more in non-Cadence funds OR when you have or open a Cadence Bank Performance Checking account.
1Performance Checking
*Annual Percentage Yield (APY) is subject to change without notice. The following balance tiers and APYs are accurate as of 4/8/2025: Under $30,001: 5.00%; $30,001 and above: 0.15%. Minimum opening deposit of $50 is required. Rates are subject to change at the bank’s discretion. Fees may reduce earnings. If you do not make at least 12 posted debit card purchase transactions, enroll in Online Statements and have at least one direct credit or debit such as direct deposit or automatic bill payment, you will earn the Standard Rate, 0.15% APY, on all balances. An ATM refund of the Cadence $2 service charge will be credited to the account AND up to an additional $2 will be refunded for fees charged by the ATM owner FOR THE FIRST FIVE non-Cadence transactions (for a total of up to $20) at the end of the statement cycle.
2Money Market Select
*Annual Percentage Yield (APY) is accurate as of 3/3/2025. A minimum opening deposit of $1,000 is required. Earn Interest Based on Your Account Balance: Balance Tier $0-$9,999, Rate 0.50%, APY 0.50%; Balance Tier $10,000-$24,999, Rate 0.55%, APY 0.55%; Balance Tier $25,000-$49,999, Rate 4.17%, APY 4.25%; Balance Tier $50,000-$99,999, Rate 4.17%, APY 4.25%; Balance Tier $100,000-$149,999, Rate 4.17%, APY 4.25%; Balance Tier $150,000-$499,999, Rate 4.17%, APY 4.25%; Balance Tier $500,000+, Rate 4.17%, APY 4.25%. Stop by your local Cadence branch today or visit CadenceBank.com for complete account features, benefits and requirements. The Money Market Select account earns interest at a competitive rate determined solely by the Bank and is subject to change weekly. Interest is earned daily on the collected balance using the daily balance method and is credited and compounded monthly at statement time. If the account is closed before interest is credited, you will receive the accrued interest for that period. Fees may reduce earnings. Carrier data charges may apply. An excessive withdrawal fee of $10 will be charged per non-exempt withdrawal or transfer in excess of six per statement cycle of at least four weeks, as applicable. The following withdrawals and transfers are exempt from this limitation: withdrawals or transfers made at an ATM, made in person at a teller window, requested by U.S. postal mail, made for purposes of making payments on Cadence Bank loans, made in person to initiate a wire transfer, and made by telephone or fax where a check is mailed directly to the account holder.
38-Month CD
*Annual Percentage Yield (APY) is accurate as of 3/3/2025 and is subject to change without notice. APYs are for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets. Minimum opening deposit and the minimum balance to earn interest is $1,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.
