Great Rates Today.
Growth For Tomorrow.
Want a steady and secure way to grow your money? Invest in a Certificate of Deposit (CD) from Cadence Bank. Get a great fixed interest rate and build toward your goals.
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* Annual Percentage Yield (APY) is accurate as of 3/24/2025 and is subject to change without notice. APY is for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets. The terms of the CDs are as follows: 13 months to earn 4.15% APY when you open a new CD with $25,000 or more in non-Cadence funds or when you have or open a Cadence Performance Checking account. Earn 3.90% APY when you open a new CD with existing Cadence Bank funds and/or new money less than $25,000, and you don’t have a Cadence Performance Checking account.
Minimum opening deposit and the minimum balance to earn interest is $1,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.
Earn Interest
Keep Earning
- Earn higher rates of return than standard savings accounts
- Enjoy no monthly fee
- Receive complimentary online banking
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- Receive an excellent return on a short-term investment
- Earn 4.15% APY when you open a new CD with $25,000 or more in non-Cadence funds or when you have or open a Cadence Performance Checking account.
- Or earn 3.90% APY when you open a new CD with existing Cadence Bank funds and/or new money less than $25,000, and you don’t have a Cadence Performance Checking account.
- Earn higher rates of return than standard savings accounts
- Incur no monthly fee
- Receive a competitive yield
- FDIC-insured to at least $250,000 per depositor
- Enjoy complimentary online banking
- Opening balance: $1,000
- Minimum balance to earn interest: $1,000
- Monthly fee: none
- Early withdrawal penalties apply
