Business Interest Checking
We have the best interest of your business in mind. The Business Interest Checking account lets your business earn interest on its hard-earned money while giving you access to your funds when you need them.
Find a branchFeatures
Bill Pay
Check your balances, view your transaction history, pay bills and more – all from your computer or mobile device.
Complimentary Online Statements
Go paperless and eliminate clutter by managing your accounts online.
No Annual Fee Credit Card1
There is no annual fee for the Cadence Mastercard® Credit Card with Cash Rewards.
Additional features
- Earn tiered rates of interest based on your balance
- 50 transactions per month included; each additional transaction is $0.35
- Debit Mastercard BusinessCard®
See Business Interest Checking details
Features and Benefits
- Earn tiered interest rates based on your balance3 — the interest-rate tiers are based on the following balances:
- $0-$49,999.99
- $50,000-$99,999.99
- $100,000-$999,999.99
- $1,000,000 and above
- Keep track of your account with Online Statements at no additional charge2 -OR-
- Receive a monthly paper statement with imaged checks
- Business Online Banking
- 50 transactions per month included; each additional transaction is $0.35
- Get a complimentary Debit Mastercard BusinessCard®
Requirements and Fees
Requirements
- Opening deposit: $1,000
- Monthly requirements to avoid a monthly fee:
- $5,000 minimum daily ledger balance
-OR-
- 10 debit card purchase transactions per month
Fees
- Monthly fee:
- $10 if a monthly requirement is not met
- Transactions:
- 50 transactions per month included; each additional transaction is $0.35
- Monthly statements:
- No fee for Online or Paper Statements
Other accounts to consider
1Cadence Bank Credit Card is subject to standard credit card lending policies.
2Business Online Banking is required to receive online statements.
3Interest is calculated based on simple interest and applied to the daily collected balance. Interest is credited at statement time and is not available for early withdrawal.