My Way Checking for Students
Chemistry finals are hard. Your checking doesn’t have to be.
Open an account Find a locationMake banking easier.
Make banking easier by utilizing all the conveniences and services offered with My Way Checking for Students. And if you’re a student aged 18-24, there’s no monthly fee! Plus, with financial services locations in nine states, you will likely find that same friendly hometown service wherever you attend college.
Online Banking
Save Money for Books
No Need to Carry Cash

Early Pay
My Way Checking for Students Details
- Access to Online Bill Pay
- Convenience of online statements1
- Access to Mobile Wallet3
- 24/7 account information available at 1-888-797-7711
- Overdraft Protection options available4
- Get paid up to two days early with Early Pay2
- Opening deposit: $50
- Monthly requirements to avoid monthly fee:
- a student enrolled in school (available to students under 25, upon request)5
-OR- - $250 minimum daily ledger balance
-OR- - Five debit card purchase transactions
-OR- - At least one direct deposit (ACH deposit) of $100 or more
- a student enrolled in school (available to students under 25, upon request)5
- Monthly fee:
- $8 if monthly requirement is not met
- Monthly statements:1
- No fee for Online Statements
-OR- - Paper statement fee: $2 per month
- Chemistry finals are hard. Your checking doesn’t have to be. Make banking easier and more manageable by utilizing all the conveniences and services offered with My Way Checking. And if you’re a student aged 18-24, there’s no monthly fee.
- Students under 25: First box of 25 checks printed at no charge.6

Open a savings account in as little as 10 minutes.
- Choose your account.
- Have these things ready:
- Valid Government-Issued Identification
- U.S. Social Security Number
- U.S. Citizenship or Resident Alien Status - Fund your account with as little as $50.
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Disclaimers:
1 If account is not enrolled in an online statement there will be a $2 monthly fee for truncated or $4 monthly fee for image paper statement. Monthly paper
statement fee is avoided with a minimum daily balance of $500.
2 Cadence Bank Early Pay is a courtesy service available for consumer checking account holders at the sole discretion of Cadence Bank. Cadence Bank does not guarantee the early availability of any direct deposit. See Cadence Bank Deposit Terms & Conditions for details.
3 Carrier data charges may apply. The Cadence Bank app is available for iPhone®, iPad® and Android™ devices. Visit the iTunes Store or the Android™ Market
to download your app today. If you do not have an iPhone or Android device, you can access Mobile Banking by going to https://cadencebank.com/personal/digital-banking/mobile-banking after enrolling.
4 See Overdraft Protection Terms and Conditions for additional details and availability.
5 Student checking waiver is available for students through the age of 24. Student must be at least 18 to have a single-party account. All students under the age of 18 must have a parent or guardian as a multiple-party account owner. If residing in Alabama, students under the age of 19 must have a parent or guardian as a multiple-party account owner. The student waiver will automatically be removed, and you will be subject to the My Way monthly fee requirements, beginning with the first monthly statement cycle following your 25th birthday.
6 Students are also eligible to receive the first box of 25 checks at no charge or 50% off a collegiate check style (first order only). Accounts that receive free checks are required to pay tax and shipping on the check order.